Most of young people believe that they do not need to have health insurance. However, we should understand that young people can get any harm anytime too. It will be difficult to spend huge money for medical expenses nowadays. Therefore, buying health insurance is the best way to protect your future.
- If your age still below 19, you do not need to buy health insurance since you still depend on your parents. The age limit depends on each country where you live and they have different policy related to health insurance. Therefore, find out the information about it so you know whether you buy it or not.
- You should know that there are many health insurance providers. Each of them has different policy and plan so choose one that suit with your need. Find the detail about the health insurance provider first. Some of them offer flexible spending which let you to take medical cost from your income before taxes. Moreover, search the maximum cap of medical expenses that is taken form your own pocket.
- If you cannot afford to pay regularly insurance payment or you have ill that makes insurance company do not want to help you, you can apply for Medicaid. This funded insurance program is available in all states in America and Australia.